Browsing by Author "Heins, Rosemary K."

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    Dollar Works 2 Program Evaluation Impact Study
    (St. Paul, MN: University of Minnesota Extension Service, 2010) Heins, Rosemary K.; Petersen, Cindy M.; Anderson-Porisch, Shirley J.; Son, Seohee; Bauer, Jean W.; Hooper, Susan E.; Marczak, Mary; Olson, Patricia D.; Wilk, Norman Barrett
    Does teaching using the Dollar Works 2 curricula affect financial knowledge, attitudes and behavior? To answer this question, a quasiexperimental research study was conducted in 2009-2010 with a treatment group and control group. Ninety-two participants completed surveys at three different time points over a 2-3 month period. Within this period they participated in six-hours of class using Dollar Works 2 materials. The study participants were from urban and rural Minnesota with a mix of ages, years of education, race, gender, living arrangements, employment, housing and income adequacy. This poster focuses on the study procedures and reasons for the process chosen.
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    Practical Financial Strategies for Tackling Tough Economic Times Programs
    (St. Paul, MN: University of Minnesota Extension Service, 2009-10) Heins, Rosemary K.; Anderson-Porisch, Shirley J.; Petersen, Cindy M.; Bauer, Jean W.; Hendrickson, Lori A.; Hooper, Susan E.; Hagen Jokela, Rebecca; Garbow, Jennifer S.; Onstad, Phyllis A.; Burk, Gabriela; Son, Seohee
    The 2009, the US economy included rising unemployment rates, job layoffs,foreclosures, credit crisis, and stock market value loss. Changes have happened so quickly that when consumers and clients request assistance, practitioners need resources “at hand” to address a critical need. There is little time to “re-invent the wheel” of financial education – adaptation of existing resources is the timely strategy! Dollar Works 2 Action Pages were utilized to rapidly address critical financial planning needs through ‘Practical financial strategies for tackling tough economic times’ programming in the first half of 2009. A team developed ‘Practical Strategies’ presentation materials to use when teaching helping professionals or for teaching directly to individuals and families. Evaluation materials provided practitioners or extension educators an opportunity to gathering learner outcome and impact data quickly. ‘Practical Strategies’ materials have been utilized by six Family Resource Management Educators to address situations such as employment and business loss/lay-off; loss of 22 personal savings especially for retirement; limited or loss of human services support; and recovery from flood damage. Eight programs reached 110 helping professionals working in Minnesota Workforce Center sites. Direct delivery programming reached over 200 individuals and families at sites ranging from libraries to a major corporation credit union.