Feasibility Study for the Creation of a Latino Credit Union in Minnesota

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Feasibility Study for the Creation of a Latino Credit Union in Minnesota

Published Date

2006

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Report

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Linguistic barriers, identification requirements, and cultural bias against formal banking institutions are all factors that reduce immigrant access to credit and other traditional banking services. Compared to others, Latinos are more likely to be without any connection to the formal banking sector and are 62% less likely to have any retirement savings. Throughout the United States, Latino community members have taken matters into their own hands and established fully bilingual credit unions. This report examines the feasibility of creating a Latino Credit Union in South Minneapolis by examining the local and national contexts.

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NPCR;1236

Funding information

Conducted on behalf of the Latino Economic Development Center. Supported by Neighborhood Planning for Community Revitalization (NPCR), a program of the Center for Urban and Regional Affairs (CURA) at the University of Minnesota.

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Diaz, Jose. (2006). Feasibility Study for the Creation of a Latino Credit Union in Minnesota. Retrieved from the University Digital Conservancy, https://hdl.handle.net/11299/203773.

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