Browsing by Author "Onstad, Phyllis A."

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    Practical Financial Strategies for Tackling Tough Economic Times Programs
    (St. Paul, MN: University of Minnesota Extension Service, 2009-10) Heins, Rosemary K.; Anderson-Porisch, Shirley J.; Petersen, Cindy M.; Bauer, Jean W.; Hendrickson, Lori A.; Hooper, Susan E.; Hagen Jokela, Rebecca; Garbow, Jennifer S.; Onstad, Phyllis A.; Burk, Gabriela; Son, Seohee
    The 2009, the US economy included rising unemployment rates, job layoffs,foreclosures, credit crisis, and stock market value loss. Changes have happened so quickly that when consumers and clients request assistance, practitioners need resources “at hand” to address a critical need. There is little time to “re-invent the wheel” of financial education – adaptation of existing resources is the timely strategy! Dollar Works 2 Action Pages were utilized to rapidly address critical financial planning needs through ‘Practical financial strategies for tackling tough economic times’ programming in the first half of 2009. A team developed ‘Practical Strategies’ presentation materials to use when teaching helping professionals or for teaching directly to individuals and families. Evaluation materials provided practitioners or extension educators an opportunity to gathering learner outcome and impact data quickly. ‘Practical Strategies’ materials have been utilized by six Family Resource Management Educators to address situations such as employment and business loss/lay-off; loss of 22 personal savings especially for retirement; limited or loss of human services support; and recovery from flood damage. Eight programs reached 110 helping professionals working in Minnesota Workforce Center sites. Direct delivery programming reached over 200 individuals and families at sites ranging from libraries to a major corporation credit union.
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    Recovery After Disaster: The Family Financial Toolkit
    (St. Paul, MN: University of Minnesota Extension Service, 2011-10) Onstad, Phyllis A.; Croymans, Sara R.; Olson, Patricia D.
    Recently, the United States has experienced multiple, significant natural disasters. These disasters wreak havoc on the financial well-being of those in their path. Financial recovery after a disaster is often a frustrating, complex, and long journey. It is vital for disaster survivors and those who help them to understand the financial issues related to a natural disaster and to have the tools and resources needed to assist families throughout the recovery process.