This report evaluates the African Development Center (ADC) according to the
criteria of the Opportunity Finance Network's CARS (CDFI Assessment and
Rating System). CARS analysis is a tool to help CDFI's gain access to capital by
displaying creditworthiness and organizational effectiveness in a way that is
easily interpreted by financial institutions. CARS analysis has two sections:
Financial Performance and Impact Performance.
Financial Performance analysis measures the overall creditworthiness and
financial strength of ADC using the CAMEL system. The CAMEL System is an
assessment that examines Capital structure, Assets, Management, Earnings,
Impact Performance rating assesses how well a CDFI does what it says it is
trying to do. Some of the criteria for analysis include:
• Alignment of strategy and operations
• Effective use of financing resources
• Tracking of outputs that indicate effectiveness
• Tracking of outcomes or impacts that indicate effectiveness
A Policy Plus (“+”) rating may be received along with the impact rating noting
CDFI's that play a leadership role in developing public policy.
Berhane, Michael; Boran Aichinson, Kate; Deffley, Nick; Hranicka, Kent; Hughes, Andrew; Kaai, Nacole. Evaluation of the African Development Center (ADC) Through the CDFI Assessment and Rating System (CARS) Framework. May 20 2009. August 24 2009. Hubert H Humphrey Institute of Public Affairs.
MPP professional paper in partial fulfillment of the Master of Public Policy degree requirements
Hranicka, Kent; Kaai, Nacole; Berhane, Michael; Hughes, Andrew; Deffley, Nick; Aitchinson, Kate Boran.
Evaluation of the African Development Center (ADC) Through the CDFI Assessment and Rating System (CARS) Framework.
Hubert H. Humphrey Institute of Public Affairs.
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